Funding Options
Revenue Advance:
What It Is & How It Works
The Revenue Advance: Flexible Terms for Your Growing Business
We support your growth while helping you handle fluctuating cash flow. Here’s the process: You can access up to $1.5 million, with terms that adjust based on your future revenue. Repayment is tied to a set percentage of your daily or weekly sales. During periods of strong sales, your repayment accelerates, helping you pay off the advance more quickly. In slower times, payments decrease, giving you flexibility and extra financial breathing room to manage any downturns.
Secure up to $1.5 million for your working capital.
No credit score impact—only a soft inquiry during application.
Take advantage of discounts for paying early.
Increase borrowing options after repaying 60% of the original amount.
You can use the funds for nearly any business expense.
Utilize Our Funding Solutions
revenue based financing
Industries
Get Started With Ease
Apply
Fill out the simple online application, and within minutes, a Capital Specialist will contact you to review your funding request.
Get a decision
We’ll provide our funding suggestion within 4 hours.
Receive your funds
You’ll get the full payment in your account within 24 to 72 hours. Use it whenever you’re ready, as your business requires.
Minimum Requirements
Time in Business
Minimum 1 Year
Business Annual Growth Revenue
No minimum
Business Checking Account
Yes
US Citizen/Based Company
Yes
FICO Score
500+
Other Financing
None
Bankruptcies
None preferred
Additional Loan and Financing Options to Consider
Business Line of Credit: An Easier Option to Consider
A business line of credit is a financing option that offers businesses quick access to capital for operational, growth, or cash flow purposes. Unlike an SBA loan, it typically features a faster approval process and fewer requirements, making it a more accessible solution for businesses in need of immediate funding.
SBA Loan
An SBA Loan is a financing option designed to support small businesses, backed by the U.S. Small Business Administration (SBA). The government’s partial guarantee reduces lender risk, allowing businesses to access funds with more favorable terms, including lower interest rates and extended repayment periods.
Revenue Advance FAQ
Repayments for a revenue-based loan fluctuate. Rather than a fixed amount, payments are tied to a percentage of your monthly income. For instance, if your business earns $1000 in a month and your repayment rate is 30%, you’d pay $300 toward the loan that month.
If your business has revenue history, then you can qualify for a revenue advance despite having poor credit. These are loans designed for owners with low credit scores but steady, provable income.
Although the terms are very much used as similar, there are some key differences. A revenue advance requires documented proof of incoming revenue, while a merchant cash advance is a little more flexible in the way that it grants the qualification.
Revenue-based financing is quick, flexible, and created to keep your business on an upward growth curve. The process is simple: fill out a short online application, and in just minutes, a representative will contact you to discuss your request. Usually, you get the funding decision in about 4 hours, and if approved, it deposits the funds into your account within 24 to 72 hours. Unlike traditional loans, the money has no usage restriction, meaning you are free to plan the money in whatever prioritized area of your business. It’s an effective solution to secure financial support without unnecessary complications.
Related Resources to Revenue Advance
Business Cash Advance Bad Credit – Fast Funding | SVP Funding Group
